Self-employed/Company Directors and CIS workers

At Mortgages in Lincoln, we understand that being self-employed, a company director, or working under the Construction Industry Scheme (CIS) can make the mortgage process seem more complex. However, with the right advice and guidance, securing a mortgage is entirely possible.

Whether you’re running your own business or working on CIS, lenders look for proof of a stable income. For self-employed individuals and company directors, this often means providing 1-2 years of accounts or tax returns, although some lenders only require one year. CIS workers can also benefit from specialist lenders who are willing to assess income based on CIS payslips rather than full accounts.

Our team specialises in helping self-employed clients and CIS workers navigate the mortgage market, ensuring that you have access to lenders who understand the unique nature of your income. We can help you present your financial information clearly, boosting your chances of approval.

Don’t let your employment status hold you back from achieving your homeownership dreams. Contact Mortgages in Lincoln today to explore your mortgage options and get tailored advice to suit your financial situation.