Lincoln Cathedral

About Mortgages in Lincoln

Our History and Foundations

Mortgages in Lincoln was founded in 2011 by Colin Baxter & Julie Ashley, who dedicated over a decade to helping individuals and families across Lincoln and the surrounding areas secure their homes. The business was built on trust, deep industry knowledge, and a genuine care for every person who walked through our doors. Their personal approach and commitment to helping clients through complex financial decisions remain the cornerstone of how we operate today.

Looking to the Future

Following Colin’s passing in February 2026, Mortgages in Lincoln joined the Lifetime Group. Lifetime Group shares the same values that Colin held dear: clear advice, personal service, and putting clients first.

By joining forces with Lifetime Group, we are building upon the strong foundations Colin laid. We continue to offer expert guidance across first-time buyer mortgages, remortgaging, moving home, and personal protection insurance.

Meet our team

We have built a team of fantastic professionals who are on hand to support during every part of the process. Click below to meet the team and understand what they do.

MIL Front
Awards night

Don’t Just Take Our Word For It…

The team are passionate about helping clients with mortgages and protection. You can see all of our Google Reviews on our Google Business Page but we’ve listed some across our website.

We also regularly post pictures of cards, cakes and gifts given to us by clients on our social media channels.

The team are always committed to maintaining our high standards

Don’t Just Take Our Word For It…

The team are passionate about helping clients with mortgages and protection. You can see all of our Google Reviews on our Google Business Page but we’ve listed some across our website.

We also regularly post pictures of cards, cakes and gifts given to us by clients on our social media channels.

The team are always committed to maintaining our high standards

Awards night

Client Testimonials

5.0
Based on 83 reviews
Emily M. profile picture
Emily M.
2 months ago
We have used Mortgages in Lincoln 3 times and will definitely use them again in the future. They are knowledgeable and offer a personal service. Easy to contact and responsive. Highly recommend them.
Jenny W. profile picture
Jenny W.
3 months ago
100% worth the money for Mortgages in Lincoln. The team were incredible! Always there to help at every stage of the process. As first time buyers we couldn't have done it without them. Thank you 🙂
Mark J. profile picture
Mark J.
8 months ago
I can not recommend them highly enough.Very helpful all the way through the process
Emma F. profile picture
Emma F.
9 months ago
Mortgages in Lincoln Limited saved us a lot when we remortgaged and thanks to Colin's expertise ensured we had the right critical illness insurance when it counted. Amy Callow was an absolute God send and helped us every step of the way with our claim. Amy was kind and thoughtful giving us regular updates making us feel reassured and she was extremely professional. Absolutely would recommend 100%.
Emily P. profile picture
Emily P.
1 year ago
We have used Mortgages in Lincoln for our first house purchase and more recently to purchase our next home. Colin and the team are always so friendly, supportive and helpful. They really know their stuff and it's been a pleasure to work with the whole team. We cannot thank them enough.
Bek B. profile picture
Bek B.
2 years ago
We have been using Mortgage in Lincoln for many years now, and We can’t rate Colin and his team highly enough- He puts you at ease as soon as you walk through the door with his friendly demeanour, he is clearly very knowledgable of the industry, and always put his clients needs first, giving us his honest advice, even when it’s not what’s best for him. We would highly recommend him, you won’t be disappointed!
Tira S. profile picture
Tira S.
2 years ago
Thankyou so much to Colin and all the team! As first time buyers we didn’t know where to start with applying for our first mortgage but were well looked after throughout the whole process. Colin was excellent in finding us the best mortgage that was tailored to our circumstances and was always on hand for any queries / advice. The team are friendly, hard working and I can’t recommend them enough- will definitely be back to remortgage! 😊