First-Time Buyer Mortgage Specialists

Begin Your Homeownership Journey with Confidence

Buying your first home is an exciting step. Becoming a homeowner can feel a little overwhelming too. At Mortgages in Lincoln, we specialise in helping first-time buyers getting the keys to their first home. 

Our friendly team have done this thousands of times and we understand the process better than anyone.  

Our job is to help answer any of your questions, to help you understand what you can borrow (and afford) and present you with the most suitable deal. We are also able to support with everything in between like negotiating with estate agents and instructing solicitors to help you get the keys to your home. Our clients will always make the final decision.

First-Time Buyer Mortgage
Solutions in Lincoln

Our team takes the time to get to know your own specific circumstances. Whether you’re after a high loan-to-value mortgage or need advice on managing your deposit, we’re here to help.

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As a first-time buyer in Lincoln, you’ll see there are lots of types of mortgage options out there. We’re here to help you understand these choices and what they mean for you, so you are able to make the right decision for you.

How can Mortgages in Lincoln help you?

Here is what we can explain and support with:

  • How much can you afford to borrow?
  • How much deposit will you need and when do you need it?
  • What costs are involved?
  • What are your mortgage options?
  • What do the different surveys do, and which is right for you?
  • What does the solicitor do?
  • How long does it take?
  • How do you protect your mortgage?

Our Commitment to First-
Time Buyers in Lincoln

  1. Simplifying the Process: We know that getting your first mortgage can seem daunting. Our team are here to simplify the process, providing clear, jargon-free advice every step of the way.
  2. Support beyond mortgages: Buying a home is about more than just securing a mortgage. We assist with property searches, liaise with estate agents, and offer advice on legal and surveying services.
  3. Flexible Appointments: We understand that you may need appointments to suit childcare or work. Our advisors are available for appointments at times that suit you, including evenings.
  4. Ongoing Support: Our relationship doesn’t end once you get your keys. We offer ongoing support and advice, helping you manage your mortgage effectively and plan for your future. We will also help you when it comes to remortgaging.

Ready to Take the First Step?

Contact Mortgages in Lincoln today to schedule your consultation. Let us help you turn your dream of owning a home in Lincoln into a reality.

Buying your first home is both an exciting and a frightening prospect…

There is no greater feeling than owning your own house and yet the process can appear daunting. As a professional mortgage broker, we are committed to finding you the most suitable mortgage deal. We ensure that our focus remains solely on securing the best possible outcome for you, with a appointment as part of the process.

Client Testimonials

5.0
Based on 83 reviews
Emily M. profile picture
Emily M.
2 months ago
We have used Mortgages in Lincoln 3 times and will definitely use them again in the future. They are knowledgeable and offer a personal service. Easy to contact and responsive. Highly recommend them.
Jenny W. profile picture
Jenny W.
3 months ago
100% worth the money for Mortgages in Lincoln. The team were incredible! Always there to help at every stage of the process. As first time buyers we couldn't have done it without them. Thank you 🙂
Mark J. profile picture
Mark J.
8 months ago
I can not recommend them highly enough.Very helpful all the way through the process
Emma F. profile picture
Emma F.
8 months ago
Mortgages in Lincoln Limited saved us a lot when we remortgaged and thanks to Colin's expertise ensured we had the right critical illness insurance when it counted. Amy Callow was an absolute God send and helped us every step of the way with our claim. Amy was kind and thoughtful giving us regular updates making us feel reassured and she was extremely professional. Absolutely would recommend 100%.
Emily P. profile picture
Emily P.
1 year ago
We have used Mortgages in Lincoln for our first house purchase and more recently to purchase our next home. Colin and the team are always so friendly, supportive and helpful. They really know their stuff and it's been a pleasure to work with the whole team. We cannot thank them enough.
Bek B. profile picture
Bek B.
2 years ago
We have been using Mortgage in Lincoln for many years now, and We can’t rate Colin and his team highly enough- He puts you at ease as soon as you walk through the door with his friendly demeanour, he is clearly very knowledgable of the industry, and always put his clients needs first, giving us his honest advice, even when it’s not what’s best for him. We would highly recommend him, you won’t be disappointed!
Tira S. profile picture
Tira S.
2 years ago
Thankyou so much to Colin and all the team! As first time buyers we didn’t know where to start with applying for our first mortgage but were well looked after throughout the whole process. Colin was excellent in finding us the best mortgage that was tailored to our circumstances and was always on hand for any queries / advice. The team are friendly, hard working and I can’t recommend them enough- will definitely be back to remortgage! 😊