Help To Buy Schemes

Currently the government back the ‘Help to Buy’ scheme which only requires you to have a 5% deposit for your new home. It is only available on ‘New Build’ properties built by a small number of large builders, and in this case the Government owns a 20% share of your new home while you have a 75% mortgage.

• Am I eligible for a ‘Help to Buy’ mortgage?
• Are they only for First Time Buyers?
• Is it my best option?
• Which lender is right for me?
• How much can I afford to borrow?
• What other costs are involved?
• How do I apply?
• When do I repay the Government?

We answer all of these questions for you in a clear and understandable way. And then when you have found a property we do all of the hard work for you, ensuring that we get you the ideal mortgage package that fits your budget and then we make the move into your new home as easy as possible.

And we do not charge you a fee for what we do…