Hello everyone! Another week has flown by at Mortgages in Lincoln, and we’ve been busy
helping clients old and new navigate the mortgage process. Here’s a little peek behind the
scenes at what our team has been up to:
Colin
Some interesting cases this week! One client was looking at a property in a serious flood risk
area, but I advised them against it due to potential issues with selling in the future and the
high cost of buildings insurance. Another client was considering a move to Scotland, so I
explained the key differences in the home-buying process there, including the switch from
Stamp Duty in England to the Land & Buildings Transaction Tax in Scotland. I also helped a
client remortgage their current home as a ‘let to buy,’ raising the deposit for a new home
without them needing to put in any extra cash.
Amy
I’ve had two returning clients this week who were unable to get mortgage protection cover in
Summer 2024 and Christmas 2023 due to ongoing medical investigations. Now that these
have been resolved, I’ve been working closely with our protection providers and underwriters
to get them the cover they originally wanted. Making sure our clients are fully protected is
something I take great pride in!
Also, I’m preparing for my week-long induction with Quilter next week, marking the start of
my journey to becoming an advisor, exciting times ahead!
Michaela
This week, I’ve been negotiating hard with estate agents and managed to secure some
fantastic price reductions. One property’s asking price came down by £5,000, while another
saw a reduction of £12,950, meaning we have two very happy first-time buyers!
Sarah
It’s been a hectic week chasing lenders for mortgage offers and making sure our clients are
on track. We’ve also had a wave of new and existing clients deciding to move after
Christmas, so I’ve been booking in appointments and keeping everything running smoothly.
Carrie
I’ve been getting back into the swing of things after a lovely trip to Dublin celebrating my
husband’s birthday. Now, it’s back to helping our clients with their mortgage needs!
That’s it for this week’s round-up! Whether you’re looking to buy your first home, move,
remortgage, or need advice on protection, we’re here to help. Get in touch to book an
appointment, we’d love to hear from you.
01522 561699
admin@mortgagesinlincoln.co.uk
45 High St, Lincoln LN5 8AS