Self-employed/Company Directors and CIS workers
Mortgages for Self-Employed, Company Directors, and CIS Workers
At Mortgages in Lincoln, we understand that being self-employed, a company director, or working under the Construction Industry Scheme (CIS) can make the mortgage process seem more complex. However, with the right advice and guidance, securing a mortgage is entirely possible.
Whether you’re running your own business or working on CIS, lenders look for proof of a stable income. For self-employed individuals and company directors, this often means providing 1-2 years of accounts or tax returns, although some lenders only require one year. CIS workers can also benefit from specialist lenders who are willing to assess income based on CIS payslips rather than full accounts.
Our team specialises in helping self-employed clients and CIS workers navigate the mortgage market, ensuring that you have access to lenders who understand the unique nature of your income. We can help you present your financial information clearly, boosting your chances of approval.
Don’t let your employment status hold you back from achieving your homeownership dreams. Contact Mortgages in Lincoln today to explore your mortgage options and get tailored advice to suit your financial situation.
Our team take the time to understand your specific circumstances. Whether you’re looking for a high loan-to-value mortgage or need guidance on managing your deposit, we’re here to help. Speak to our team or use the button below to book a consultation.
We help clients anticipate and plan for the costs associated with moving home, providing guidance on expenses such as legal fees, stamp duty, and removal costs. After clients have moved into their new home, We continue to provide support and guidance as needed to ensure a positive homeownership experience.
Ready to Take the First Step?
Contact Mortgages in Lincoln today to schedule your consultation. Let us help you turn your dream of owning a home in Lincoln into a reality.