A Busy Week of Remortgages, First-Time Buyers, and Protection
Hello everyone! Another bustling week has flown by here at Mortgages in Lincoln, and as always, our team has been hard at work helping clients navigate their financial journeys. From buy-to-let remortgages to first-time buyers getting their foot on the property ladder, here’s a peek at what we’ve been up to this week:
Colin’s Hat Trick of Remortgages
For the third week running, I’ve been working on arranging a remortgage on a client’s current home, turning it into a buy-to-let and releasing funds for the deposit on their new home. Just like buses, you don’t see one for a while, then three come along at once! It’s always satisfying to help clients maximise their property investments while securing their next dream home.
I was also thrilled to get an acceptance for a first-time buyer looking to purchase their home for £200,000 with just a £5,000 deposit. It’s moments like these that make my job so rewarding, knowing we’ve helped someone take their first step onto the property ladder.
One of the more unique cases this week was arranging a buy-to-let remortgage for a new client who’s 84 years young! He’d been turned down by his current lender due to age limits, but at Mortgages in Lincoln, we believe age shouldn’t be a barrier to sensible financial planning. I’m pleased to say we found a lender willing to support his investment goals, proving once again that there’s always a solution if you know where to look.
Amy’s Busy Week of Reminders and Training
It’s been a whirlwind of activity for me this week as I’ve been sending out reminders to clients whose fixed-rate deals are ending soon. It’s so important to review mortgage options well in advance to avoid being automatically switched to a lender’s standard variable rate, which is often more expensive.
On top of that, I’ve been balancing my day-to-day client work with training for my new role as a mortgage advisor. It’s been a busy but exciting journey so far, and I can’t wait to support even more clients with their mortgage needs in the near future!
Sarah’s Protection Focus
This week, I’ve started a lot of protection policies for our clients, particularly Income Protection. One case stands out, a policy that’s been in progress for about six months. It’s a reminder that some protection cases can take time, especially when medical underwriting is involved, but the peace of mind they provide is worth every moment.
Income Protection is one of the most valuable yet overlooked types of cover. It ensures that if you can’t work due to illness or injury, you still receive a portion of your income, helping you maintain your lifestyle and financial commitments. It’s always rewarding to know that I’ve helped secure a client’s financial future, no matter what life throws their way.
Looking Ahead
As always, our team is here to help, whether you’re buying your first home, planning your next investment, or looking to protect your family’s future.
Until next time, have a wonderful week, and don’t hesitate to reach out if you need a chat about mortgages or protection cover.
Want to speak to one of our team?
Contact us at 📞 01522 561699 or 📧 admin@mortgagesinlincoln.co.uk
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That wraps up another week at Mortgages in Lincoln! Keep an eye out for next week’s update, and as always, thank you for trusting us with your financial journeys.